Time for Estate Planning

Nobody likes to think about their own death and what will happen when they are gone.  This is true especially when that person is young.  However, when your young is the best time to plan.  When you are just starting out, it seems that you are usually operating on principles and values rather than allocating actual assets (usually because you have none).  Sometimes we become attached to certain assets and do not want them to leave our hands, especially when our natural heirs are not exactly as we would want them to be.  Moreover, when it comes to the care of your children, the earlier you establish the caregiver the better.  You do not want your children ending up with someone that you did not select.  In short, have the conversations know with your spouse, make the tough decisions, and get it done.  Estate planning is not simply for old people.