Tuesday, February 11, 2014

Whose House is it?




Living arrangements and possession of the marital home are always involved in a divorce action and are critical in terms of stability and strategy.  As a general rule, absent abuse or fear of abuse or your safety, you should not leave the marital home.  Once you do, it is tough to get back in.  

If the house is titled in both of your names, you each have the right to possess the home.  This means that a police officer will not force either of you to leave the residence unless there is evidence of abuse.  If the house is only in one of your names, the police may still not do anything and claim that it is a domestic matter that should be resolved by the courts.  It does not matter who is on the loan.  It is all about the title to the property.  

The way to resolve any issues with possession is to obtain temporary orders from a court.  This is done by filing a motion for temporary orders and attending a hearing.  At the hearing, the judge/commissioner will make an initial determination of who can stay in the house and who is responsible for the payment on the house during the divorce.  In theory, temporary orders have no effect on who ultimately gets possession of the house.

In deciding temporary possession, the judge/commissioner will review the history of ownership and ability to make payments.  Quite frankly, the key factor is whether there are children involved and who has temporary custody of the children.  The age of the children will also be factored in.  No one wants to make the children move when they are in school and it is in the middle of the school year.  

When the divorce is finalized, the marital home issue will be resolved.  The marital home can be sold or awarded to either party with the other party having to buy out any equity in the home.  I am not a big fan of agreements to allow one party to stay in the house and then have it sold later.  These arrangements tend to lead to litigation as the party in possession may not want to move. 

Finally, when in doubt contact me to discuss your situation.